Most economists around the world believe that US will eventually be on a recession. Almost every indicator in the country points to it. The chances that the US might slip into another recession are 25-30 per cent, Alan Greespan, reputable economist and former chairman of US Federal Reserve said as early as mid-last year, adding that the only possibility to reduce the double-dip recession probability was the recovery in asset base, in other words rising asset prices. This was a couple of months after criticism against Wall Street analysts fearing more the risk of inflation than another recession.

President Barack Obama a week ago has warned that the United States may face another recession if the Congress fails to raise the current debt ceiling. In the President’s opinion, this could be a “worse recession” and a “worse financial crisis” than before, unless the debt ceiling is pushed up before it hits its limit of $14.29 trillion, Reuters quoted Obama as saying in a pre-recorded interview broadcast by CBS News. The debt ceiling is set by the Congress and is the statutory limit imposed on the amount of money the US Treasury Department can borrow; if nothing is done by about August 2, the threat is that the government might default on its debt payment. This will most likely drive up interest rates, push down household wealth and cause a double-dip recession. The decision will be a hard one, as negotiations will be slowed down by Congressional Republicans as long as they tie their debt ceiling decision to spending cuts as part of the deficit-reduction measures they favor.

According to many voices, this is the worst possible time to cut public spending or reduce the money supply, as consumer spending in the US has slowed down lately. The most significant economic news from the first quarter of 2011 is the decline in real wages, with millions of Americans accepting shrinking paychecks. Moreover, the value of the biggest asset most people own - their homes - is sharply declining as well. And what do we get? Consumers who are no longer able to buy enough to keep the economy going. Since food and energy prices go up, people will consume less by the fact of paying more for food and at the gas pump. And they will probably pay even more in the rest of the economy, as the dollar is decreasing and imported goods become more expensive. This spells recession.

At the same time, one aspect that should not be ignored is that the difficult economic situation in Europe will also be a source of distress for the US economy. Europe has already started to cut its imports from the USA as it implements bailout policies. Moreover, Europe will have eventually to send out its export to the USA to extricate from the crisis. To top it all, China’s economy is a matter of concern these days. If and when the bubble on the Chinese real estate market bursts, the government will most likely take measures to export its goods to the USA. The warning is crystal clear and comes from Russian analysts: if governments do nothing but sit on their hands, the global economy will suffer from a third tremendous depression during the recent 150 years.

The prices of precious metals will most probably soar because of these recent unofficial statistics pointing to a double-dip US recession, the collapse of the bond market and hyperinflation and inducing panic into the precious metals’ market. And this is a good indicator for the economy, considering that when the price of precious metals (primarily gold) is high, the economy is usually either in crisis or inflation. When the economy and the stock market are healthy, the gold prices are low. Hence, recent trends in precious metals can tell a lot about economic developments and investment opportunities. Stay connected to the latest events in economy and precious metals with Gold Price News.

We have been plagued by a series of discouraging events over the last couple of months. Unexplained mass bird and fish kill-offs, followed by consecutive earthquakes throughout the Asia Pacific, paralleled by the chaos across North Africa and Middle East, causing a worrying rise in petrol and food prices for the remaining world with no end in sight. The Mayan prophecy may be written off as a urban legend, but just how unrealistic is it for us to prepare for worst case scenario?

Sometime ago the US National Security Staff finished a new study on cataclysmic events, and in conclusion it recommended that instead of evacuation, the best course of action in the face of a serious catastrophe, especially a nuclear-related emergency, is to find shelter in an indoor or underground facility.

In March 2011, CNN reported a skyrocketing boost in businesses from companies that manufacture doomsday bunkers, with growth figures ranging from 20% to 1000% depending on the company. Northwest Shelter Systems, whose high end private bunkers come with a price tag in the millions, usually sell up to four shelters a year. By the third month of 2011, they had collected 12 orders.

Consequently, Green Eye Technology has seen a dramatic rise in sale of their line of doomsday-proof bunkers, which can be designed to shield nuclear families or entire communities numbering in thousands. While a military standard level of shielding is used during the construction process, efforts have also been put into place to turn the subterranean life more homely than the fallout shelters from half a century ago. This is always good when you want to distract yourself and the shelters come with accoutrements from industrial strength dehumidifiers through to racks for magazine subscriptions!

But more importantly, these shelters are manufactured to withstand the punishments in the face of the most powerful natural disasters, as well as other artificially induced devastation that may include nuclear, biological or chemical elements. By providing storage for adequate amounts of food, combined with an air filtration and a connection to a safe water supply, these shelters allow varying groups of people to obtain self-sufficiency anywhere from a few weeks to a few years.

The other source of revenue for shelter manufacturers come from world governments. The state will always need back-up command centres whenever a governmental building is disabled by a natural or man-made disaster. Companies like Green Eye can also provide doomsday-proof storage for their network servers and crucial archives that may be damaged in an upheaval time.

No shelter manufacturer on Earth can tell you when the world is going to end, so for the average consumer it all comes down to a decision based on faith. Will you keep paying for that house mortgage? Or reserve a spot in an underground vault that certainly won’t be taking any more last orders on the day of Armageddon - if it ever happens.

Debt Consolidation sounds like a very serious thing and it is to be honest. However, having said that it is also one of the best routes that you can choose to help you get back to normal again. You also will not have to declare bankruptcy.

There are many debt consolidation companies around but it is important to know that they are not all the same. The debt relief industry often gets a bad reputation and this is the fault of some unscrupulous companies in the industry.

A good debt consolidation company will allow you to consolidate all those debts into one single payment. This removes a massive amount of stress from the situation.

Consolidating into one payments also means that the interest that you a re-paying will be able to be reduced.

One disadvantage of many consolidation schemes was the fact that to qualify for these loans you had to have equity in an asset such as your home to put as collateral for the loan.

However, most people who found themselves in the situation of needing a loan like this don’t have that level of equity. It can be a real catch 22 situation.

That is why Care One credit is an excellent option for those people who find themselves in this situation. Care One credit are in a unique position to offer people consolidation loans that do not require security to be accepted for.

It should be pointed out though that this is not an ‘easy option’, anyone entering into a loan agreement needs to be motivated to complete the program.

We are some of those who are prospering during these seemingly challenging times because we are driven with new business opportunities, increased revenues, things like new book deals, and stronger and healthier relationships that have more closeness than we ever thought.

Why are we thriving, no matter what is going on in the world around us, while others seem to be challenged? The difference between those who are magnetizing their fair share of abundance to them, and those that are either only getting by or feeling stuck, is the vibration level ” the frequency at which their own energy vibrates. When we turn on a higher frequency in our inner worlds, our outer world must mirror that back to us in everything we do!

The body is very much like a radio tower constantly transmitting thoughts and feelings on a specific frequency into the Universe. The thoughts and feelings that you have mentally creates a vibration of energy that you send out throughout the universe. Then its reflected back to you by the Universe, producing results you can see, smell, taste and touch! Its an automatic manifesting machine and you cannot shut it off. It works according to the Law of Attraction and it will never stop working while you are still living and breathing. The only power you truly over it is to choose where to place your focus and your intention in this process ” in the HERE AND NOW!

“Every type of focus, intense thought, visualization, emotional imagination, intention, all sets energy into motion. Whether you know it or not, energy is all there is.” ~ Dr. Jay Polmar

If your body energy has been living in a heightened state of feeling free, substantial and in love with life as it is, you will attract all sorts of positive outcomes with effortless love in your life, you will attract the people and things you desire into your life.

If your body energy repeats daily feelings of being afraid, not having enough or being (in any way) needy, you will manifest experiences that are very challenging. You do not want to focus in this direction, just release this old pattern of thinking and feeling, reprogram your vibration to FEEL alive and positive about everything in life! The key to being able to transform life is very simply to imagine it and walk into the frequency of a super positive way of thinking and feeling ” its that easy, and everything will follow that natural path that you are creating.

Yes, you are a supernatural, yet quite natural, magnet, attracting to a something you always focus on in your life; good or bad ” its up to you. Do you know how to shift from negative to positive and, to stay positive. Thats was success with this system brings.

If you are not getting what you want out of life, its time to transform your vibration! You already have all the tools you need to shift your vibration and harness your own powers to manifest ” 1) thought 2) vision 3) focus 4) feelings all you need is desire ” passionate desire and watch how the Universe is helping you to naturally attract prosperity, better relationships, more opportunities, and everything else you really want.

If you order Dr. Polmars ” The Course on Money, you will receive the first 4 monthly supplements on The Millionaire Mindset, and a Copy of the Millionaires Ten Commandments and Money, Power, and Sex to complete your learning from Dr. Jay Polmar, whos earned millions during his life, but dedicated his life to helping others turn millionaires.

There must be a million different paths to frugal living so the following are just the tip of the iceberg. To find more, you can always search the web or look through my website which have a ton of information on frugal living and saving money.

Open the windows so there’s airflow. You don’t need air conditioning all the time and chances are, it’s actually cooler if you open the windows. The fresh air is also nice too.

There are many free magazines around the web so you really don’t need to pay for most of them. Just search the web for free magazine offers and they will probably give you a complimentary one year subscription.

Cancel your land line because you don’t need it. Cell phone work just as well these days and unless you fax multiple times a day, staples or kinkos will do the trick for fractions of the cost.

Ebay is a great place to sell your junk but the listing fees are really expensive. If you wait until they have promotions, you can list your items for free without fear that the listing fees will eat up your profit.

Coupons used to be a newspaper clipping exercise but not anymore. With online coupon sites, they do all the work while you get all the benefit. All you have to do is just search for them before you buy anything.

Every company seems to want to give away printers these days because they know that it’s the ink that really will cost you a ton of money. Whenever you get a free printer, don’t sell it. Just hook it up when you run out of ink.

Shipping boxes are annoying to keep around the house but they are very useful when you resell your item. You may think that it’s not much money but small costs really add up.

Costco sells forever stamps at about a 10% discount than everywhere else. You are already saving on inflation, why not buy in bulk and save some more?

I used to go to garage sales and just repaint whatever I buy to make them look great. After I do that, I can either sell it or use it because it gives me tons of saving.

Washing machines are loud but they also use up a ton of energy. To save and waste less, just group your clothes together and do a bigger load instead. You will probably find that you can save some time as well.

When selling technology (although this does apply to other industries as well,) potential customers can more or less be divided up into two categories; customers that are going to buy the lowest priced solution to their problem, and customers that are willing to pay a premium, but only if they feel they are receiving added value, as well as a quality product or service.

A lot of companies haven’t realised how big of an opportunity these potential customers present, nor have they concluded exactly how to create value for consumers outside their products and services. Research has recently shown that there are some specific sales skills that can be employed to create extra value in a customers mind.

The key to value creation is providing insight rather than information. Insight helps the customer plan for the future — not just solve today’s problems. To provide insight requires that companies tap into their own expertise.

Technology businesses that base their sales efforts on information — simply keeping their customers abreast of products and solutions — are truly no more than walking, talking brochures and they can get that information from your website. You must focus not on what you sell, but rather on how you sell.

There are two main ways in which salespeople can create value in the minds of potential customers, and they are as follows:

-Uncover the unrecognised problem. Leverage your expertise of the customer’s industry, company and market to help them see problems of which they were previously unaware. By helping them to discover a problem, through careful questioning, you can bring tremendous value and, of course, the solution to their problem.

-Offer the unanticipated solution. Offering an unanticipated solution means helping a customer chart a better solution or achieve a better outcome.

In order to provide a customer with an unanticipated solution to their problem, they must meet at least one of these prerequisites:

-The customer is aware of the need, and feels the pain

-The customer has some general idea of a solution to the problem

-They know what they want the outcome to be

If one of these situations exists you are in a prime position to help the customer identify a better alternative through an unanticipated solution.

Debt Consolidation offers an extremely viable route for those struggling with creditors to get their lives back on track without having to declare bankruptcy and all the problems that go along with it.

In recent years there has been some bad press for some of the companies that work in this industry and this has led to some problems. However, not all companies conduct themselves in this way but unfortunately the few spoil it for the many, as always.

A good debt consolidation company will allow you to consolidate all those debts into one single payment. This removes a massive amount of stress from the situation.

There will be no more sky high interest level payments, as the new longer term loan kicks in with it’s special low interest rates.

One disadvantage of many consolidation schemes was the fact that to qualify for these loans you had to have equity in an asset such as your home to put as collateral for the loan.

It does not take a genius to work out that most people that are struggling with debts are quite unlikely to be able to do this in the first place. That mean that most needing this help could not get access to it.

This is why for our clients we always go ahead and in the first instance recommend a company called Care One Credit. They differ quite significantly from the rest of the industry in that they will offer a loans without this security.

It should be pointed out though that this is not an ‘easy option’, anyone entering into a loan agreement needs to be motivated to complete the program.

Not many frugal living methods work as well as the ones I’m listing out below. If you do learn something new and are able to save by following the advice, remember to come back and let us know.

Airflow helps much more than air condition. It’s tempting to just turn on a/c but if you open the windows on both sides of the room, the temperature cools right down.

There are many free magazines around the web so you really don’t need to pay for most of them. Just search the web for free magazine offers and they will probably give you a complimentary one year subscription.

Reception on your mobile phone is good enough to the point that land lines are becoming obsolete. If you want to save some money, it’s probably time to cut the land line out.

Did you know that there are promotions from ebay that let you list items for free? You can save so much money off your listing cost which only improves your ROI.

Coupons used to be a newspaper clipping exercise but not anymore. With online coupon sites, they do all the work while you get all the benefit. All you have to do is just search for them before you buy anything.

Those free printers can never be sold because there are so many free printer offers out there. If you want to save some money, keep them and just plug in a new one every time you run out of ink.

Save those shipping boxes when you order online. While most people will throw them away, you can really save money if you save them so you don’t have to buy them when you resell the item.

Forever stamps might just save you a few cents in your lifetime but you can get additional savings by buying in bulk through Costco.

Go to garage sales and see if you can find something that you can reuse. Someone else’s trash could become your treasure. I know someone who regularly does this and her house is beautiful.

Washing machines are loud but they also use up a ton of energy. To save and waste less, just group your clothes together and do a bigger load instead. You will probably find that you can save some time as well.

Care One Credit are a debt management company with a difference. Often organizations in this industry get a bad press, however this is largely because people do not really understand what is going on.

Before taking up any of the services that are offered by a company in this area, it is very important that you understand exactly what the service being offered can do and how it will affect you. That is it’s pro and cons if you like.

This is where CareOneCredit comes into it’s own because it provides a complete consultation to potential clients where they explain the options in full.

The services take one of several forms and you can consider either a debt management plan or a debt settlement plan.

We shall start with the debt management plan for this careonecredit review. It is basically like a consolidation loan but differs in one key area. It does not need to be secured by any asset such as a house. That means it is known as being unsecured so your risk level is greatly reduced, although you will still need to keep up with the payments to get the benefits.

This means that there is only one payment per month and that the previous monthly payments could be reduced by 60%.

A settlement plan involves Care One negotiating with creditors to arrange a straight discount in debt. This can have the effect of reducing the amount owed by 70%. It’s for people who want to repay but are just not in a situation to be able to do so.

Now that you understand the basics the best move forward is the full free consultation with one of the Care One Credit advisers.

With the economy how it is at the moment, the prospect of trying to sell anything to anyone is quite daunting. One of the most difficult industries to generate sales in is the technology industry.

One big reason for this is that quite often, consumers have already made up their mind as to what they want due to the availability of information. Todays prospects are far more sophisticated buyers than what they were just a few years ago and it is quite common for a prospect to know just as much about a product as the person selling it.

This means that sales pitches that consist of nothing more than a list of the solutions functions will most likely do nothing more than annoy a prospect as the chances are that they will have researched the product beforehand of they have shown an interest in it.

Another reason that technology is becoming more and more difficult to sell is that there are many skilled developers and programmers constantly making new solutions and more commonly, replicating other solutions and tweaking them to make them their own.

The reason that this is making the sales process more difficult is that as more and more technology developers replicate software and make it their own, the solutions from different technology companies seem more and more similar to consumers and so they will most likely end up choosing the cheapest one.

Is it possible though, to create enough value for customers so that they steer away from price? Of course, what customers are looking for is to get the most they possibly can for their money, and so could a salesperson create that kind of value for a customer in the sales process, and even make them willing to pay a premium?

One thing’s for sure, if you’re like most companies out there delivering a pitch, day in and day out, based entirely on products and features, you’re succeeding in only one thing: driving the customer back to price. So then, how does a technology company differentiate themselves today?

If you want to compete on something other than price, you must focus not on what you sell, but rather on how you sell. Probably more than any other industry, technology is PowerPoint obsessed. And what does PowerPoint do but describe? Are your animations and graphics really that much better than the next persons? In today’s marketplace, customer value does not reside in flogging products or services but rather in the manner in which products and services are sold, and the manner in which they are acquired.