Did you know you can raise your credit score by 30-60 points by doing things that cost you nothing and that you can do yourself? I’m not kidding, there are really techniques that work that you can do all by your lonesome.
Credit Bureaus are responsible for keeping accurate information. Truth be told they are horrible at this and most the in the incorrect information they report about you is the reason your credit score is lower. The techniques are designed to make the credit bureau follow the law and keep correct information.
The techniques are simple and easy to follow. First of all highlight all the bad and incorrect information on your credit report that you can obtain for free off of such sources as freecreditreport.com or some other agency. Then you simply write a letter and let the credit bureaus know what you feel is incorrect or wrong.
Next, you need to mirror some trade lines. Ask a friend or family member if they would call one of their credit card companies and make you a joint applicant on that account. Make sure they don’t make you a joint user as this will profit you nothing. As a joint applicant they will ask for you social security number which is how your credit report is attached to you. This is very important and make double sure that this is the case.
This can’t hurt your friend or family member’s credit as all it does is gift years of good credit history to your report. This technique alone can raise your score 30-60 points. Make sure that when the credit card comes in your name you have your friend or family member just cut up the card so you can never use it. This will ensure that you won’t be able to hurt their credit at all on this account.
These techniques have been used for years for people that want to raise their credit scores and take control of their buying power. Take advantage of these techniques as they really can help you raise your score very quickly, i mean come on, 30-60 days really is not that long to improve your credit!
Tags: Credit, credit burueas, credit repair, credit repair techniques, do it yourself credit repair, repair your credit yourself